Bao Viet An Gia Insurance and what you need to know before you join insurance

Bao Viet An Gia Insurance is a product of Bao Viet Insurance Company, with a cost of 3,000 VND/day. A suitable insurance package and a financial protection method suitable for the whole family about health. In addition, the above insurance package is a shield to protect foreign patients positive for covid-19 in Vietnam. When a statistic indicates that the number of foreign patients positive for covid-19 is 62.1% in Vietnam.

Bao Viet An Gia Insurance covers covid-19 for foreigners in Vietnam

Vietnamese people will receive free treatment when they are positive for covid-19 but foreigners in Vietnam do not have that privilege. On March 14, the Government Office informed Prime Minister Nguyen Xuan Phuc of the decision to charge fees for covid-19-positive foreigners in Vietnam.

Looking at the overview, it is a decision that has been carefully considered based on the real power and economic situation of the country. But this will be quite a difficult problem for some foreigners who are working and studying in Vietnam with average income if they are unfortunately positive for covid-19.

Bao Viet An Gia Insurance will solve the problem. Not only is the insurance package for protection and payment for common diseases, Bao Viet An Gia will also cover covid-19 positive disease. That means, it does not need to be Vietnamese people can still get free treatment if they own Bao Viet An Gia insurance package, cost from 3,000 VND/day.

Who can join Bao Viet An Gia insurance?

Bao Viet An Gia insurance subjects that the product is aimed at are all Vietnamese citizens or foreigners residing in Vietnam from 15 days old – 60 years old for new participants and not over 65 years old at the time end of contract (for customers participating in continuous renewal from the age of 60).

If the insured person is under 9 years old, he / she will only be insured provided that he / she is insured in the same contract with the father and / or mother. Another case is that the parent has participated in at least one type of valid health insurance at Bao Viet Insurance.

How many programs can choose from Bao Viet An Gia insurance package?

To best meet the financial capacity and diverse needs of customers, Bao Viet An Gia Insurance has 5 choices of benefit limits for customers participating in insurance:
– Bronze Plan: The main insurance benefit is only  1,196,000 VND/person/year.
– Silver Plan: The main insurance benefit is only 1,716,000 VND/person/year.
– Gold Plan: The main insurance benefit is only 2,600,000 VND/person/year.
– Platinum Plan: The main insurance benefit is from 3,510,000 VND/person/year.
– Diamond Plan: The main insurance benefit is from  4,290,000 VND/person/year.

For a detailed premium table, please visit: click here

For reference and personal insurance fee online, please fill in the information: click here

Which hospitals are covered by insurance?

Bao Viet An Gia Health Insurance accepts all contractual illnesses at hospitals licensed and operating under Vietnamese Law on the territory of Vietnam.

Bao Viet directly guarantees hospital fees to 90 hospitals across the country. The only thing that customers need to do is to present the health insurance card that the customer was issued after the insurance contract established by Bao Viet An Gia insurance.

Can Bao Viet An Gia insurance policies be bought in the short term?

The answer is no. The term of Bao Viet An Gia insurance policy is 1 year and will be renewed annually. However, customers can end the insurance contract at any time. This is notified to the insurance company 30 days in advance and 80% of the remaining policy premium will be refunded for the remaining policy period, provided that compensation has not been incurred.

When does the insurance policy take effect?

The insurance takes effect immediately when the customer pays the full premium within the stipulated time of the insurance contract. However, only the case of an accident will be compensated immediately after the insurance takes effect. Some illnesses and other cases will have waiting time for coverage.

Is the process of preparing insurance claims simple? Is the waiting period for compensation long?

There is a standard for the insurance claim package, just do it and have all the following documents customers can immediately receive the insurance compensation cost within 15 working days.

The compensation file basically includes:
– Paper of claim.
– Medical documents: prescription, examination book, results, appointment of tests, x-rays, discharge certificate, surgical certificate, appointment of physiotherapy set, etc.
– Payment documents: medical bill, examination fee …
– Other documents: Accident report, driver’s license, vehicle documentation (in case of accident), referral (in case of transfer).
Depending on the case, there will be specific documents of that type of treatment. As follows:
1. In case of dental examination
– Tooth treatment vouchers.
– Dental films (in case of pulp, extractions, fillings, etc., films are required)
– Money bill for dental treatment.
– Other papers …
2. In case of outpatient examination
– Prescription, medical book (stamped by clinic / hospital)
– Results of tests, x-rays … (if any)
– Payment vouchers such as invoices, receipts for medical examination and drug money
– Detailed list of medical examination expenses (if the invoice does not clearly show the expenses for medical examination)
– The paper specifying the physiotherapy book and exercise schedule (if there is a physical therapy episode)
– Other papers …
3. In case of hospitalization / surgery
– Paper of discharge (For cases of hospitalization).
– Certificate of surgery (For surgical cases)
– Payment vouchers such as invoices, receipts for medical examination and drug money
– Detailed list of medical examination expenses (if the invoice does not clearly show the expenses for medical examination)
– Hospital transfer paper (If transferred)
– Other papers …
4. Case of Accident
– Accident report
– Driver’s license, vehicle certificate (in case of traffic accident)
– Medical documents: prescription, medical records. Laboratory results, x-rays …
– Payment vouchers: invoices, receipts ..
– Detailed list of medical examination expenses (if the invoice does not clearly show the expenses for medical examination)
– Other papers …
5. Death case
– Death Certificate
– Certificate of discharge (if any is in hospital)
– And other documents as instructed ..

How can I ask for advice or join Bao Viet An Gia insurance?

After customers have learned about the product and you need advice or contact to buy insurance, please follow these ways:

Option 1: Call or text the hotline: 086.919.6899 for staff to consult and answer questions for free.

Option 2: Fill in personal information and content to be answered online: at the table REGISTRATION OF INSURANCE CONSULTANTS

Option 3: Send a request email to mailbox: paavietnam6@gmail.com request content for advice or answers. Note: please leave your phone number so the counselor can contact us quickly.

Option 4: Send a zalo message via phone number: 086.919.6899 with the content that needs support or advice.

After receiving the request, customers of paa.vn consultant will contact soonest to support customers.

Sincerely, thanks for your interest in our products and services!